Receivable Finance / Factoring

Receivable Finance (also called Invoice Finance or Accounts Receivable Financing) is a form of short-term funding where a business uses its outstanding invoices (receivables) to raise working capital. It’s commonly used to improve cash flow and fund operations without waiting for customers to pay.

How Receivable Finance Works:

1. Business issues invoices to customers.
2. A finance provider (lender) advances a percentage (usually 70%–90%) of the invoice value.
3. Customer pays the invoice (directly to the finance provider or the business).
4. Once paid, the finance provider releases the remaining balance (minus fees/interest).